Financial and Monetary Systems

What are central bank digital currencies and what could they mean for the average person?

CBDCs are digital currencies issued by a central bank.

CBDCs are digital currencies issued by a central bank. Image: Unsplash/afschim

Sandra Waliczek
Blockchain and Digital Assets, World Economic Forum
Our Impact
The Big Picture
Explore and monitor how Financial and Monetary Systems is affecting economies, industries and global issues
A hand holding a looking glass by a lake
Crowdsource Innovation
Get involved with our crowdsourced digital platform to deliver impact at scale
Stay up to date:

Financial and Monetary Systems

Listen to the article

Figure illustrating the exponential growth in CBDC exploration.
Rising numbers of countries are considering using CBDCs. Image: World Economic Forum

Map illustrating the map of CBDC phase of exploration.
CBDCs could make cross-border transactions easier and cheaper. Image: World Economic Forum

Graph illustrating the number of people with a phone who o untumber those with a bank account.
Mobile phone users outnumber those with a bank account in many countries. Image: Mastercard


How is the World Economic Forum promoting the responsible use of blockchain?

Have you read?
Don't miss any update on this topic

Create a free account and access your personalized content collection with our latest publications and analyses.

Sign up for free

License and Republishing

World Economic Forum articles may be republished in accordance with the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International Public License, and in accordance with our Terms of Use.

The views expressed in this article are those of the author alone and not the World Economic Forum.

World Economic Forum logo
Global Agenda

The Agenda Weekly

A weekly update of the most important issues driving the global agenda

Subscribe today

You can unsubscribe at any time using the link in our emails. For more details, review our privacy policy.

Stock exchanges can be pillars of trust in a turbulent world

Laura M. Cha

January 10, 2024

About Us



Partners & Members

  • Join Us

Language Editions

Privacy Policy & Terms of Service

© 2024 World Economic Forum